What is the percentage rate for workers compensation?

The workers compensation rate varies widely across states, reflecting differences in industry risks, state laws, and insurance systems. These rates are usually expressed per $100 of payroll. On average, businesses can expect the following workers comp rate by state:

• Alabama: $0.91 per $100 of payroll

• Alaska: $1.30 per $100 of payroll

• Arizona: $0.67 per $100 of payroll

• Arkansas: $0.63 per $100 of payroll

• California: $1.34 per $100 of payroll

• Colorado: $0.71 per $100 of payroll

• Connecticut: $1.04 per $100 of payroll

• Delaware: $1.13 per $100 of payroll

• District of Columbia: $0.35 per $100 of payroll

• Florida: $1.04 per $100 of payroll

• Georgia: $0.89 per $100 of payroll

• Hawaii: $1.62 per $100 of payroll

• Idaho: $1.42 per $100 of payroll

• Illinois: $0.82 per $100 of payroll

• Indiana: $0.60 per $100 of payroll

• Iowa: $1.12 per $100 of payroll

• Kansas: $0.88 per $100 of payroll

• Kentucky: $0.78 per $100 of payroll

• Louisiana: $1.36 per $100 of payroll

• Maine: $0.79 per $100 of payroll

• Maryland: $0.79 per $100 of payroll

• Massachusetts: $0.61 per $100 of payroll

• Michigan: $0.57 per $100 of payroll

• Minnesota: $0.91 per $100 of payroll

• Mississippi: $1.09 per $100 of payroll

• Missouri: $1.06 per $100 of payroll

• Montana: $1.48 per $100 of payroll

• Nebraska: $0.96 per $100 of payroll

• Nevada: $0.84 per $100 of payroll

• New Hampshire: $0.76 per $100 of payroll

• New Jersey: $1.26 per $100 of payroll

• New Mexico: $1.08 per $100 of payroll

• New York: $1.15 per $100 of payroll

• North Carolina: $0.68 per $100 of payroll

• North Dakota: $0.96 per $100 of payroll

• Ohio: $0.65 per $100 of payroll

• Oklahoma: $0.99 per $100 of payroll

• Oregon: $0.96 per $100 of payroll

• Pennsylvania: $1.11 per $100 of payroll

• Rhode Island: $0.86 per $100 of payroll

• South Carolina: $1.41 per $100 of payroll

• South Dakota: $0.91 per $100 of payroll

• Tennessee: $0.67 per $100 of payroll

• Texas: $0.41 per $100 of payroll

• Utah: $0.63 per $100 of payroll

• Vermont: $1.31 per $100 of payroll

• Virginia: $0.56 per $100 of payroll

• Washington: $1.21 per $100 of payroll

• West Virginia: $1.09 per $100 of payroll

• Wisconsin: $1.26 per $100 of payroll

• Wyoming: $1.83 per $100 of payroll

Overall, workers compensation rates typically range from around $0.35 to $1.83 per $100 of payroll, depending on the state and industry. High-risk jobs and states with higher medical costs or benefits may experience higher workers comp rates.